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When will my investment in a loan be repaid?

Last Updated: Apr 09, 2019 01:35PM EDT
In general, investors' principal and interest is repaid after the borrower repays all or a portion of a loan.  
GROUNDFLOOR loans can either have monthly or deferred payment terms. When a borrower makes monthly interest payments on a monthly payment loan, investors will receive a monthly interest payment. Please note that GROUNDFLOOR processes monthly interest payments once a month. When a borrower repays the principal and outstanding interest on a monthly payment or deferred payment loan, investors are repaid in one lump sum.
A "Maturity Date" is displayed on the Investor Dashboard for each loan a user invests in. The Maturity Date reflects the date the loan is originated plus the full term of the loan.
Once GROUNDFLOOR receives funds to satisfy the loan, GROUNDFLOOR will repay the investor's principal and interest within 7 days.  
When a loan is repaid before the maturity date, the investor will only accrue interest through the date the loan was repaid. If a loan goes past its maturity date, it's possible that the investor could earn additional default interest for their investment.

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