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What changes are happening to Groundfloor Notes?

An overview of updates being made to Groundfloor Notes as of December 1, 2025

Marisa avatar
Written by Marisa
Updated this week

We are simplifying our Note offerings. Instead of having rollover and standard note options, we are transitioning into 1, 3 and 12 month note options. Users will receive a notification via email 7 days before your note matures. Within the email, it will give you a link that takes you directly to your note investments. From there, you can elect to opt out and receive repayment or the investment will default to roll over.

** For new Note investors, you have 48 hours to cancel the investment for 1 Month or 3 Month Notes. For 12 Month notes, they have 14 days to cancel the investment.

Additionally, if you invest in a one month note the last two weeks of the month, you will not receive an email notification and instead will be automatically rolled over.

** For existing Note investors,

The opt out windows vary according to the Note term length below:

1 Month: 7 days before repayment, and 5 days after

3 Month: 7 days before repayment, and 5 days after

12 Month: 7 days before, and 14 days after*

*12 month Note provides an additional grace period to opt out due to the duration of the investment

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Have more questions? Feel free to set up a time to chat, 9 am – 5 pm EST Monday through Friday.

View the customer support team's calendar here to schedule a chat: https://calendly.com/d/crf2-dk7-kr2/new-meeting

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