What is the Groundfloor Preferred Note?
Groundfloor Preferred Note: With a strong yield and short duration, this Preferred Note provides an opportunity to put your capital back to work immediately. Here are the details:
Term: 6 months
Minimum Investment: $25,000
Rate: 9.5%
Payment Structure: Deferred interest
Cap: $5 million
Maturity Date: August 31, 2026
Eligibility: Accredited Investors ONLY
What is the Groundfloor Preferred Note back by?
Notes are secured by a pool of loans that we've originated but haven't yet funded as LRO investments. These notes are backed by actual real estate loans before they're released to investors.
Why are you offering the Groundfloor Preferred Note?
Groundfloor wants to provide a like offer for current Bond Note investors to keep their capital working for them immediately with similar terms, rate and payment structure.
What is the difference between a Bond Note vs. the Preferred Note?
The Bond Note had an option to call the Note early depending on our next Bond issuance, with a bonus if the note is called early. The Preferred Note is a fixed maturity date of August 31, 2026.
When is the next Bond Note going to be available?
As of March 2026, Groundfloor does not intend to offer another Bond Note.
When is the next Preferred Note going to be available if I missed this one?
The Groundfloor Preferred Note is a one time exclusive opportunity. Groundfloor will not be offering the Preferred Note on a regular basis. If interested (and eligible), we would recommend taking advantage of this opportunity while it exists.
Will the Groundfloor Preferred Note be reflected in my account?
Yes - the note will reflect on your account > Notes.
Is there a bonus attached to the Groundfloor Preferred Note?
No - the Groundfloor Preferred Note will not offer a bonus or promotion attached.