GROUNDFLOOR operates as an alternative to traditional hard money lenders; as such, we are proud to fund projects from borrowers at all stages of their renovation careers - whether it’s their very first project or their one hundredth.
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 GROUNDFLOOR’s general qualifications are as follows:
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 - Must be 18 or older
 - Must have an active deal (i.e., a property under contract)
 - Minimum credit score of 620
 - No bankruptcies or foreclosures within the last 12 months
 - No felonies within the last 5 years
 - No record of financially-related offenses
 - Borrowing entity must be organized in the United States