Your initial invested funds will be spread across all the loans currently available for funding on our platform. This usually ranges between 50–100 in increments as low as $1.

As the loans in your portfolio repay in their own timeline, you’ll receive repayments alone with your share of the interest. You can typically see these repayments start within a quarter of the beginning of your investment.

If you have “automatic investing” enabled, your repaid funds will be allocated across loans available for funding, further diversifying your portfolio and keeping your money working.

After 6–12 months, you should have a highly diversified portfolio that’s returning cash flow steadily and consistently. Our 10% historic returns offer 100% steady passive income.