The Flywheel Portfolio is Groundfloor’s actively managed, fully diversified real estate credit fund designed to simplify investing and deliver consistent returns.
Rather than selecting individual loans yourself, your money is automatically allocated across hundreds of real estate-backed loans originated and serviced by Groundfloor. These are the same short-term, first-lien loans featured in our broader platform, financing everything from home renovations to new construction.
Flywheel is built for ease and performance:
Weekly payouts of interest and repaid principal
Diversified exposure from day one—no manual loan-picking required
Target return of 9%, net of fees and estimated losses
The portfolio includes a mix of loan grades, geographies, and project types—providing a broad cross-section of Groundfloor’s lending activity and spreading risk across many assets.
You can see a detailed view of each loan in the Flywheel Portfolio by visiting your “Invest” page and clicking on the Flywheel Portfolio row. You will find data of each loan that includes property addresses, loan grades, rates of return for each, dollar amounts, and portfolio percentages.
When Will I See Returns?
Flywheel repayments are typically disbursed on a weekly basis as underlying loans begin to repay. However, because real estate projects take time to complete, it's normal for early returns to be smaller or less frequent. Each loan goes through a full cycle (from origination to project completion to repayment) before contributing to your portfolio's performance. Timing and amounts can vary depending on borrower activity and market conditions.