The Flywheel Portfolio is a curated investment portfolio of Groundfloor loans. The underlying loans and collateral are the same as with LROs: First lien real estate loans to finance the construction or renovation of housing and investment property. All loans in the portfolio are originated and asset managed by Groundfloor. The portfolio is built so that it includes a broad range of loans with different interest rates, geographies, and project scopes. What makes the Flywheel Portfolio unique compared to investing in individual LROs, is that with the Flywheel Portfolio, you are immediately diversified across hundreds of loans on day one. You don’t have to do any additional work in selecting individual loans, and with the Flywheel Portfolio, you get a cross-section of all the loans Groundfloor originates. One click is all it takes. The benefits to this broad diversification begin with the first dollar invested.