The Flywheel Portfolio provides investors with instant access to hundreds of loans at once, regardless of the amount invested. It maximizes diversification by taking a position in all available loans. By contrast, our previous iteration facilitated investment in Limited Recourse Obligations (LROs), which are securities that represent investments in the individual, specific loans. Our LRO offerings required extensive and time consuming regulatory review before being made available on our platform. The delay associated with this process as we have grown has been an increasing negative for investors seeking maximum diversification. With the Flywheel Portfolio, investors no longer have to wait for batches of loans to reach the platform before investing. While we plan to continue offering LROs for those who wish to customize their own portfolio, the Flywheel Portfolio provides a more efficient vehicle for more investors to get the full benefit of Groundfloor’s continuing growth in loan origination volume.