No. Investors bear the credit risk — and get the benefit — of the performance of loans held within the Flywheel Portfolio. For reference, the rate of the loans included in the Flywheel Portfolio are currently 9.5 - 14% as of August 2024. The rate of return ultimately received by investors will be a function of the weighted average interest rate, net of any principal losses, fees, and expenses as disclosed in our Offering Circular.