The Flywheel Portfolio has a target net return of 8-10%, after fees and expected losses.

Investments from January 1, 2025 on will have a fee of 0.50% on each disbursement (this actually sums up to an even lower fee for our investors).

In addition, Groundfloor can be reimbursed for certain expenses related to resolving defaulted loans. Fees, expenses, and allowances for potential losses of principal are not included in our weighted average interest rate disclosures. Please refer to our Offering Circular for more details.