If a loan fails to fully fund within 45 days of initial release on our platform, we remove the loan from our site. Groundfloor may credit your investment as well as any interest earned to your Groundfloor Investor Account. If we do so, we will notify you via email that we have credited your account and you can withdraw the funds or reinvest in any of the loans funding on our site. Alternatively, and more commonly, Groundfloor may purchase the remainder of the LRO.
Please note that all investors begin accruing interest the day they invest in the loan, regardless of the date that the LRO becomes fully funded.