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When will my investment in a loan be repaid?
When will my investment in a loan be repaid?
Joey avatar
Written by Joey
Updated over a week ago

Groundfloor loans can either have monthly or deferred payment terms. When a borrower makes monthly interest payments on a monthly payment loan, investors will receive a monthly interest payment. Please note that Groundfloor processes monthly interest payments once a month. When a borrower repays the principal and outstanding interest on a monthly payment or deferred payment loan, investors are repaid in one lump sum.
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A "Maturity Date" is displayed on the Investor Dashboard for each LRO. The Maturity Date reflects the date the loan is originated plus the full term of the loan. When a loan is repaid before the maturity date, the investor will only accrue interest through the date the loan was repaid. If a loan goes past its maturity date, it's possible that the investor could earn additional default interest for their investment due to default interest and other fees.
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Once Groundfloor receives funds to satisfy the loan, Groundfloor will repay the investor's principal and interest within 7 days.
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Please note that while monthly interest loans do pay monthly, there will be a lag between your initial investment and your first monthly interest payment. Typically, a monthly interest loan that fully funds in January will disburse its first monthly interest payment to investors in March.
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For a more detailed overview of how Groundfloor calculates your investment return, please see our blog post on the subject.

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