Groundfloor loans have deferred payment terms. When a borrower repays the principal and outstanding interest on a deferred payment loan, investors are repaid in one lump sum on their LRO investment.
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A "Maturity Date" is displayed on the Investor Dashboard for each LRO. The Maturity Date reflects the date the loan is originated plus the full term of the loan. When a loan is repaid before the maturity date, the investor will only accrue interest through the date the loan was repaid. If a loan goes past its maturity date, it's possible that the investor could earn additional default interest for their investment due to default interest and other fees.
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Once Groundfloor receives funds to satisfy the loan, Groundfloor will repay the investor's principal and interest within 7 days.
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For a more detailed overview of how Groundfloor calculates your investment return, please see our blog post on the subject.