Groundfloor generally charges borrowers between 2% and 4.5% of the principal amount of the loan in interest for underwriting the loan.

Borrowers may roll points and fees into the principal loan amount at closing and may defer all interest payments until the loan repays, if the loan is a Deferred Payment loan. Closing costs are $1,250, plus an additional $250 application fee.
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Once the loan closes there may be additional fees for servicing the loan. Please speak to your Business Development Manager for more details.