No. Investors bear the credit risk--and get the benefit--of the performance of loans held within the Flywheel Portfolio. For reference, the weighted average blended rate of loans that meet the criteria for inclusion in the Flywheel Portfolio is currently 12.5% as of August 2024. The rate of return ultimately received by investors will be a function of the weighted average interest rate, net of any principal losses, fees, and expenses as disclosed in our Offering Circular.